2025 Hurricanes: Predictions & Early Season Risks


As we approach the midpoint of the 2025 Atlantic hurricane season, it's critical for homeowners and business owners in Louisiana, Florida and the Gulf Coast to understand: hurricane season isn’t over—it’s just getting started.
2025 Hurricane Forecast: What You Need to Know
Forecasters at the National Oceanic and Atmospheric Administration (NOAA) and Colorado State University predict an above-average hurricane season for 2025. As of July, we’ve only seen a few named storms, but the peak of hurricane activity typically occurs between August and October, meaning if the predictions are correct the next few month may unfortunately be busy.
- Key 2025 Predictions Include:
- 21 named storms expected (average is 14)
- 10 hurricanes, with 5 major hurricanes (Category 3 or higher)
- Warmer-than-average Atlantic sea surface temperatures fueling storm development
- Increased risk for landfall in the Gulf Coast, especially Louisiana, Texas and Florida
Why Louisiana and Florida Are at Higher Risk
The Gulf Coast is particularly vulnerable during active seasons due to:
- Warm Gulf waters intensifying storms quickly
- Low-lying coastal geography makes storm surge more dangerous
- Recent storm patterns showing a westward shift in storm tracks
Louisiana, especially parishes like Jefferson, Orleans, and Terrebonne, and Florida counties such as Miami-Dade, Broward, Collier, and Escambia, are all considered high-risk zones this year.
The Legal and Insurance Risk: Don’t Wait Until It’s Too Late
At Godbey Giardina Law Group, our focus is in helping hurricane victims recover from insurance companies that underpay, delay, or deny legitimate claims. After the storm, you don’t want to be scrambling through policy language or battling your insurer.
Now is the time to review your insurance coverage—before peak season hits.
Free Hurricane Prep Tools: AI Policy Analyzer
To help residents across Louisiana and Florida prepare, we’ve launched a free AI-powered Insurance Policy Analyzer on our website. Upload your homeowner’s or commercial insurance policy and get a safe, secure breakdown of:
- Named storm coverage
- Wind and flood exclusions
- Deductible amounts
- Potential gaps in protection
Visit www.GodbeyGiardina.com to try it now.
Quick Hurricane Prep Checklist
- Review Insurance Coverage – Use our free AI analyzer
- Photograph Your Property – Document home and business assets
- Documents all contents or inventory – Photographs and detailed list is ideal
- Store Important Documents Digitally – Including policies, IDs, and photos
- Buy or Check Emergency Supplies – Water, flashlights, batteries, fuel
- Prepare an Evacuation Plan – Especially if you're in a flood zone
- Secure Property – Trim trees, board windows, clean gutters
We’re Here to Help – Before and After the Storm
If your home or business is damaged in a storm, don’t go it alone. Insurance companies have attorneys working for them—shouldn’t you have one working for you?
Call Godbey Giardina Law Group today for a free consultation or visit our site to access resources, including our Free AI Policy Analyzer.
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