NOAA’s August update warns that the 2025 Atlantic hurricane season is shaping up to be well above average. Forecasters now predict 13–18 named storms, 5–9 hurricanes, and 2–5 major hurricanes (Category 3 or higher). Sea surface temperatures in the Gulf of Mexico and along Florida’s coastline are hovering near 90 °F—roughly 2 degrees above normal—a factor known to accelerate storm development and intensification.
As of this writing, no hurricanes have made landfall in Florida, but a tropical disturbance (Invest 97L) carries a 90% probability of developing into a named storm within days. While its path remains uncertain, these early signals underscore a critical point: it only takes one landfalling hurricane to cause catastrophic losses.
Why this matters for your legal rights When a hurricane strikes, the damage is only the beginning. The recovery process often involves a second battle—with your insurance company. Our firm has seen too many policyholders face delayed investigations, lowball settlement offers, or outright claim denials, even when coverage is clear.
The strongest position in an insurance dispute starts before the storm arrives.
We recommend you take the following steps immediately:
· Review your insurance policies to identify coverage limits, deductibles, provisions requiring binding arbitration, and exclusions—especially for wind and flood.
· Create a visual inventory of the current condition of your home and valuables using dated photographs or videos.
Our role as attorneys is to ensure your insurer honors its contractual obligations in full. If your claim is delayed, undervalued, or denied, we stand ready to enforce your rights and recover the benefits you have paid for.
Preparation now is not just about safety—it’s about protecting your legal and financial position.